PO Box 722
Taylor, TX 76574
(By Appt) 700 Lavaca Street, Ste #1400
Austin, TX 78701
Home and business owners alike enjoy having the protection of insurance. When you live in Austin, TX, you have to consider how much protection you have within the options that you are presented, either for your home or your business. At Austinite Insurance Agency LLC, we have the experience in helping you to find umbrella insurance that will provide all the protection that you could ask for and more.
You should always review the state requirements for umbrella insurance in Texas. For example, you need to make sure that you follow the procedures and requirements based on whether you are getting residential or commercial umbrella liability insurance in the state.
An umbrella policy protects you in the event that you meet your insurance limits. If you only have $10,000 worth of property damage protection on your auto insurance policy and you get into an accident that requires $20,000, your umbrella policy would provide that additional protection. Mainly, it can minimize the amount of money that you pay out of pocket.
How much should an umbrella policy cover?
It’s important to work closely with an insurance agent in Austin, TX to help you determine how much your policy should cover. This is a customized amount based on the different policies that you have, such as home insurance, auto insurance, and RV insurance. A single umbrella policy could provide the added protection needed over several policies. Every individual and Texas business requires a different coverage amount based on what is going on and the value of your possessions.
Choosing to have an umbrella policy makes a significant amount of sense. Rather than running the risk of having to pay out-of-pocket when there is an accident, you can turn to your insurance company. Contact us at Austinite Insurance Agency LLC so that we can review your policies and help you to determine the best coverage to protect you.