PO Box 722
Taylor, TX 76574
(By Appt) 700 Lavaca Street, Ste #1400
Austin, TX 78701
Recreational insurance is a policy that protects a variety of recreational vehicles including motorhomes, utility trailers, ATVs, snowmobiles, and tent trailers.
Depending on the type of vehicle you are insuring under your recreational insurance policy, you may need insurance in Texas. Liability insurance is required in Texas, so if you are taking your motorhome out on the open road, you will need insurance. You may be required to get additional coverage, such as comprehensive or collision insurance if you are financing your vehicle. This will depend on the lender's requirements. An agent at Austinite Insurance Agency LLC can help you determine if your recreational vehicle needs insurance, and what type, in Austin, TX. Depending on how often you are going to use your vehicle, you may be able to decide between full time and part time coverage. A storage option will suspend certain coverage types, such as collision, during times when you aren’t using the vehicle. Even if not required, for some vehicles, having this type of insurance can help protect your assets.
It’s important to make sure you have adequate coverage to keep your valuables safe. If your recreational insurance is attached to your homeowner’s policy, then your vehicle shouldn’t be used on public highways. However, if it is attached to this policy, then you have a good level of coverage, and you can get everything from general liability to medical bills payments. When connected to your auto insurance, it works similarly to a car, and you need to get items such as comprehensive and collision coverage to adequately protect your recreational vehicle from damage, theft, and vandalism. Depending on the extra coverage you get, you may also receive medical payments coverage. Vacation liability coverage may be available for a recreational vehicle, such as an RV or motorhome, that protects you against someone who is injured at your campsite or in the motorhome.
Contact Austinite Insurance Agency LLC, serving Austin, TX, to get a quote on recreational insurance.