Part of owning a home is protecting your investment. A flood can cause massive damage to your property and even if you reside outside of a flood zone in Austin, TX, getting insurance from Austinite Insurance Agency LLC is a smart move for these three reasons.
Protecting Your Home
Even if you live outside of a major flood zone, your property can still become quickly damaged by even a minor flood. FEMA states that around 25% of flood insurance claims come from outside of high-risk areas. This type of insurance also tends to be more affordable in less flood-prone areas. This is a case of better safe than sorry because…
Flooding Causes Massive Damage
Flood damage is usually major, even in the small case of small floods. Flooding damages foundations lead to rot and can damage the personal items that get swept up in the flooding. Even if your home isn’t floating down the river, having even 1 inch of water soaking into the foundation of your home can require major, costly repairs that flood insurance helps protect against.
Not Having Flood Insurance is a Risk
Once a flood starts, it’s hard to prevent the damage to your property—and at that point, it’s too late to go shopping for flood insurance policies. Rather than bailing out your basement and hoping the damage is just superficial, having a policy in place gives you the peace of mind you need while you’re away on vacation or eases your worries about today’s unpredictable weather.
Protect your Austin, TX area home and put your mind at ease by calling Austinite Insurance Agency LLC today!